Let’s Gather Our Ingredients
For the Pumpkin Bread:
- All-Purpose Flour: 3 cups
- Baking Soda: 1 teaspoon
- Baking Powder: 1 teaspoon
- Salt: 1 teaspoon
- Cinnamon: 1 ½ teaspoons
- Nutmeg: ½ teaspoon
- Ground Ginger: ¼ teaspoon
- Ground Cloves: ¼ teaspoon
- Granulated Sugar: 1 ½ cups
- Brown Sugar: ½ cup, packed
- Vegetable Oil: ¾ cup
- Eggs: 2 large
- Pumpkin Puree: 1 (15-ounce) can
- Vanilla Extract: 1 teaspoon
For the Cream Cheese Swirl:
- Cream Cheese: 8 ounces, softened
- Granulated Sugar: ½ cup
- Egg Yolk: 1 large
- Vanilla Extract: ½ teaspoon
My Secret to the Perfect Pumpkin Bread

Step-by-Step Instructions: Let’s Bake!
Get Started
- Preheat your oven: to 350°F (175°C). Grease and flour a 9×5 inch loaf pan. This is really important for easy removal later! You can also use parchment paper for extra insurance.
- Whisk the dry ingredients: In a large bowl, whisk together the flour, baking soda, baking powder, salt, cinnamon, nutmeg, ginger, and cloves. Make sure everything is well combined for even flavor distribution.
Make the Pumpkin Bread Batter
- Combine wet ingredients: In a separate bowl, whisk together the granulated sugar, brown sugar, vegetable oil, eggs, pumpkin puree, and vanilla extract. Make sure everything is nicely emulsified for a smooth batter.
- Combine wet and dry: Gradually add the wet ingredients to the dry ingredients, mixing until just combined. Be careful not to overmix! A few streaks of flour are okay.
Prepare the Cream Cheese Swirl
- Beat cream cheese: In a medium bowl, beat the softened cream cheese with the sugar until smooth and creamy. An electric mixer works best for this, but you can also do it by hand if you’re feeling ambitious.
- Add yolk and vanilla: Beat in the egg yolk and vanilla extract until well combined. Don’t overbeat at this stage.
Assemble and Bake
- Layer the batter: Pour half of the pumpkin bread batter into the prepared loaf pan.
- Add the cream cheese swirl: Drop spoonfuls of the cream cheese mixture over the batter. Don’t worry about making it perfect – the swirling will take care of it!
- Top with remaining batter: Pour the remaining pumpkin bread batter over the cream cheese layer.
- Swirl it up: Use a knife or skewer to swirl the cream cheese mixture into the pumpkin bread batter. Be creative! The more swirls, the prettier the bread will be.
- Bake: Bake for 55-65 minutes, or until a wooden skewer inserted into the center comes out clean. If the top starts to brown too quickly, tent it with foil.
- Cool: Let the bread cool in the pan for 10 minutes before transferring it to a wire rack to cool completely. This prevents it from sticking and breaking apart.
Troubleshooting Time: Common Issues & Fixes
Okay, let’s be real: baking isn’t always perfect. Here are a few common problems you might encounter and how to fix them:- My bread is sinking in the middle! This usually means it’s underbaked. Next time, bake it a little longer, and make sure a skewer inserted into the center comes out clean. Also, ensure your oven temperature is accurate. An oven thermometer is a baker’s best friend!
- My cream cheese swirl disappeared! This can happen if your cream cheese mixture is too thin. Make sure your cream cheese is properly softened, but not melted. Also, try not to overmix the cream cheese mixture.
- My bread is too dry! This could be due to overbaking or using too much flour. Be careful not to overmeasure your flour, and make sure you’re using the correct baking time. Storing the bread properly can also help keep it moist (see tips below!).
Variations to Spice Things Up
Want to get a little creative? Here are some fun variations you can try:- Chocolate Chip Pumpkin Cream Cheese Swirl Bread: Add 1 cup of chocolate chips to the pumpkin bread batter.
- Nutty Pumpkin Cream Cheese Swirl Bread: Add ½ cup of chopped nuts (like walnuts or pecans) to the pumpkin bread batter.
- Spiced Pumpkin Cream Cheese Swirl Bread: Add ½ teaspoon of ground cardamom or allspice to the pumpkin bread batter.
- Maple Glazed Pumpkin Cream Cheese Swirl Bread: Drizzle a simple maple glaze over the cooled bread. To make the glaze, whisk together 1 cup of powdered sugar with 2-3 tablespoons of maple syrup.
Serving & Storage Suggestions
This Pumpkin Cream Cheese Swirl Bread is delicious served warm or at room temperature. It’s perfect for breakfast, brunch, or as a dessert. You can even toast it and spread it with butter or cream cheese. To store, wrap the bread tightly in plastic wrap or place it in an airtight container. It will keep at room temperature for up to 3 days or in the refrigerator for up to a week. You can also freeze it for up to 2 months.Related Recipes You Might Love
If you’re a fan of pumpkin bread, you’ll definitely want to check out these other delicious recipes:- For a delightful crumb topping, try this Pumpkin Crumb Bread.
- Another fantastic option is Pumpkin Streusel Bread.
- And if you just love cream cheese and pumpkin together, you will want to check out Pumpkin Cream Cheese Heaven, a truly decadent dessert.
- For a delightful frosting experience, try this Pumpkin Bread With Cream Cheese Frosting.
- If you want something smaller and perfect for on the go, make these Pumpkin Cream Cheese Muffins.
- If you want a break from pumpkin, try a Cinnamon Swirl Bread.
Final Thoughts: Enjoy Your Baking!
There you have it – my ultimate recipe for Pumpkin Cream Cheese Swirl Bread! I hope you enjoy making it as much as I do. Remember to have fun, don’t be afraid to experiment, and most importantly, enjoy the delicious results. Happy baking!What is the key to ensuring a smooth, lump-free cream cheese swirl in the bread?
Make sure the cream cheese is completely softened before mixing it. Leaving it out on the counter for at least an hour or microwaving it in 15-second intervals can help.
Why is it important not to overmix the pumpkin bread batter?
Overmixing develops the gluten in the flour, which can lead to a tough bread. Mix the wet and dry ingredients until just combined, leaving a few streaks of flour if necessary.
What can I do if my pumpkin cream cheese swirl bread is sinking in the middle after baking?
A sinking middle usually indicates that the bread is underbaked. Bake it a little longer next time, ensuring a skewer inserted into the center comes out clean. Also, verify your oven temperature is accurate.
How should I store the Pumpkin Cream Cheese Swirl Bread to keep it fresh?
Wrap the bread tightly in plastic wrap or place it in an airtight container. It will keep at room temperature for up to 3 days or in the refrigerator for up to a week. You can also freeze it for up to 2 months.

Amazing Pumpkin Cream Cheese Swirl Bread
Ingredients
Equipment
Method
- Preheat your oven to 350°F (175°C). Grease and flour a 9×5 inch loaf pan.
- In a large bowl, whisk together the flour, baking soda, baking powder, salt, cinnamon, nutmeg, ginger, and cloves.
- In a separate bowl, whisk together the granulated sugar, brown sugar, vegetable oil, eggs, pumpkin puree, and vanilla extract.
- Gradually add the wet ingredients to the dry ingredients, mixing until just combined. Be careful not to overmix.
- In a medium bowl, beat the softened cream cheese with the sugar until smooth and creamy.
- Beat in the egg yolk and vanilla extract until well combined.
- Pour half of the pumpkin bread batter into the prepared loaf pan.
- Drop spoonfuls of the cream cheese mixture over the batter.
- Pour the remaining pumpkin bread batter over the cream cheese layer.
- Use a knife or skewer to swirl the cream cheese mixture into the pumpkin bread batter.
- Bake for 55-65 minutes, or until a wooden skewer inserted into the center comes out clean. If the top starts to brown too quickly, tent it with foil.
- Let the bread cool in the pan for 10 minutes before transferring it to a wire rack to cool completely.